The revenge of the bricks.
Every year, hundreds of billions of ad dollars chase clicks that never become customers. Qubi was built on a simple idea: if a customer actually shows up, everyone should win. If they don't, nobody should pay.
Winner — Women in Payments Unicorn Challenge
Qubi was selected as the winning startup at the 2026 Women in Payments Unicorn Challenge — recognizing our patented, merchant-funded engagement model as one of the most promising ideas in payments.
Patented, on purpose.
Qubi's platform combines a digital wallet, merchant-funded rewards, gamified AR experiences, and a real-time AI attribution engine — protected by 80+ patented and patent-pending claims across geo-targeting, AR, gamification, rewards schema, and closed-loop payments.
Make the real world winnable.
Small merchants shouldn't be priced out of digital ads. Shoppers shouldn't be tracked just to save a dollar. Banks shouldn't carry loyalty on their balance sheet forever. Qubi fixes all three at once — with a two-sided network that grows to 26,500 consumers and 11,400 merchants by Year 5.
Female-founded, deeply banked.
Built by operators who ran digital transformation inside the largest financial institutions in the world.
Former CMO/CDO at Citibank; launched four digital banks. Deep expertise in digital-banking transformation and consumer engagement.
15+ years in IT, networks, and communications. Technical leadership driving Qubi's platform architecture and operational excellence.
Backed by exceptional talent.
Former Vice Chair of the Federal Reserve; former CEO of TIAA.
Head of AI & Legal Ethics at Nvidia.
Former CIO at TIAA; former SVP at Fidelity.
Former EVP at American Express; retail CMO.
CEO of GlueIQ; former Global Chief Strategist at Publicis Sapient.
PT-CFO at Burkland; former EVP/CFO at Star Theatres.